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Recent Newsletters

What Your Inventory Turnover Ratio Is Telling You

Bankers who lend to small businesses in manufacturing and distribution often calculate a client’s inventory turnover ratio. “What are the bankers looking for in a ratio?” clients sometimes ask. First, bankers wonder whether the business is carrying inventory that is disproportionate to its sales. Carrying excess inventory is not a productive use of capital when […]

Mastermind is the Name of the Game

What is a mastermind group? This timeless concept is explained by Napoleon Hill in his books published in the 1920s and ’30s, The Law of Success and Think and Grow Rich. Some mastermind groups are informal with 2-3 people and other groups are more formally organized, such as organizations like Vistage (, YPO (, or […]

The Positive Power of a Flexible Workplace

Employers, employees and studies say remote working in many instances can result in more productivity. The past two years guarantee that an increase in remote working will be a permanent result of COVID-19. When people work from home, they have more control over their time and working environment. Employees work when they are most productive, […]

Prioritization: The Foremost Rockefeller Habit

One of the best ways to improve your work productivity is to emulate the habits of someone highly successful. John D. Rockefeller, who founded the Standard Oil Company in 1870 and ran it until 1897, is one of the true titans of American business. And so, the book Mastering the Rockefeller Habits by Verne Harnish […]

Focusing On Your Company’s Vision Statement

Dreams. Goals. Future. Inspiration. These are all are words associated with a vision. Together, a company’s visionary words are often called a “vision statement.” The phrase “vision statement” (and its cousin, the “mission statement”) often seem to trigger the eye-roll reflex in business people. (Go ahead, try it at your next networking function.)  Better yet, […]

Traits of Successful Entrepreneurs

Did you know that 20 percent of new businesses fail in their first year, 50 percent don’t last beyond five years, and 66 percent are gone before 10 years? Lasting entrepreneurship involves so many factors – it’s not just being an industry or functional expert, or putting hard work into a great idea. External inputs […]

The Art of Attracting Outstanding Employees

We’ve all had those absolutely outstanding employees:  well-qualified, quick to learn company operations and culture, exhibit great attitudes. They do what they say they will do, on time and with high quality. Sometimes it can feel like we just fall into this type of employee. But there are ways to make the “fall” more likely. […]

Updating Your Organization’s Employee Experience

The nature of work has evolved dramatically over the years, from what we deliver to how we create it. It wasn’t long ago when scores of people sat in rows of desks performing the same repetitive activity. Today, we don’t even need to be in an office, and can still accomplish so much more. Each […]

Do You Need to Check Your Vision This Year?

I often get confused on what makes up a good vision.  My finance background does not exactly lend itself to visionary thinking—we are trained to look at the present and history.  I know one underlying trait of a good vision is that it should be timeless. One of the great examples of this notion is […]

Every Business Needs a Plan. . . But it Doesn’t Need to Be Long

When a business owner wants to attract a business partner or hopes to raise investment capital, he or she needs a way to show where the company is headed. A business plan is the right tool for the job. Many entrepreneurs don’t have business plans because they are unsure about how to begin, and the […]

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